I run a shop upon the hill
I give out orders at my will
People do as they're told
Till the day that they're old
Apart from the work, life's a toss
Cos at home my wife's the boss
I've got mortgage and all the loans
And a wife 3 kids and moans

[Chorus:]
Mortgage Mentality,
Mortgage Mentality, Mortgage Mentality
Mortgage Mentality

I'm not really the one in charge
For this shop is much too large
I just wouldn't know what to do
I'm just another fool
For the guvnor it's plain to see
That's it's just got to be me
I'm the one with all the debts
So I've got to be the best bet